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RBI Registered NBFC

Your Trusted Partner for
Financial Success

Business Loans, Home Loans, and Personal Financial Solutions with transparent processes and quick approvals.

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600+ Happy Customers

Empowering
Women Entrepreneurs

Special focus on empowering women entrepreneurs with accessible financial solutions and dedicated support programs.

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₹100 Cr AUM Managed

Building Dreams
Home & Business Loans

Competitive interest rates and convenient EMIs to help you own your dream home and grow your business.

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Welcome to Mudra Junction

Your trusted financial partner for Business Loans, Home Loans, and Personal Financial Solutions.

We are dedicated to making finance simple, transparent, and accessible for everyone. At Mudra Junction, we recognize that every aspiration—be it launching a new business, expanding operations, or purchasing your dream home—requires the right financial support.

600+
Happy Customers
11
Branches
₹100 Cr
AUM Managed
Our Journey

RBI Registered NBFC

Registration Details

Certificate No. B-12.00294

Mudra Junction has acquired a Non-Banking Financial Company (NBFC — Non-Deposit Taking) named Raghubar Automobile & General Finance Company Pvt. Ltd., registered under Section 45-IA of the Reserve Bank of India Act, 1934, and holding Registration No. B-12.00294, dated March 29, 2001.

RBI Compliant Transparent

Mudra Junction Advantages

Discover why businesses and individuals choose us as their trusted financial partner

Mudra Junction Privileges

Your Trusted Financial Partner

Fast Approvals

Simple documentation and fast disbursal ensure customers get timely support when they need it most. 24-48 hour approval process with 95% success rate.

24-48 Hours Approval
95% Success Rate

Simple Documentation

Minimal paperwork required. Streamlined processes and digital documentation make loan applications hassle-free and efficient.

Digital Processing Quick Verification Paperless Options

Flexible Solutions

Tailored financial solutions designed to meet your specific needs. Customized repayment options and terms that work for your business cycle.

Custom Plans Flexible Terms

RBI Registered NBFC

Registered under Section 45-IA of the Reserve Bank of India Act, 1934. Registration No. B-12.00294, ensuring regulatory compliance and security.

Fully Compliant Regulatory Approved

No Hidden Charges

Honest, trustworthy service every step of the way. Complete transparency in all fees, interest rates, and charges with no surprises.

0% Hidden Fees

Dedicated Support

Our trained Sales staff and support team are always ready to guide and assist customers with care. Single point contact for personalized service.

Single Point Contact
11 Branches

Expert Guidance

Expert team provides personalized guidance to ensure your financial journey is smooth, secure, and stress-free.

Expert Advice Personalized Service

Comprehensive Services

Home Loans, Business Loans, Loan Against Property, and Balance Transfer. Complete range of financial solutions.

Home Loans Business Loans LAP

Serving Underserved

We prioritize serving underserved communities, especially women and rural entrepreneurs. Committed to empowering all sections of society.

Women Focus Rural Reach

Women Entrepreneurs

Special focus on empowering women entrepreneurs with accessible financial solutions and dedicated support programs.

Empowering Women

Rural Empowerment

Dedicated support for rural entrepreneurs and small business owners in underserved areas, fostering local economic growth.

Rural Focus Local Growth

Business Growth

Financing solutions for startups, working capital, and business expansion needs. Helping businesses scale and create employment.

600+ Happy Clients
₹100 Cr AUM Managed

Dream Home Financing

Competitive interest rates and convenient EMIs to help you own your dream home. Special schemes for affordable housing.

Home Loans Affordable EMI

Sustainable Growth

Beyond finance, we aim to build confidence, self-reliance, and sustainable growth in every household we serve.

Sustainable Community Focus

EMI Calculator

Calculate your monthly EMI for Home Loans, and Business Loans

₹1,59,10,000
₹1 Lakh ₹5 Crore
%
8.5 %
1% 30%
Years
17 Years
1 Year 30 Years

Your EMI Details

Calculated based on your inputs

Monthly EMI ₹1,49,234
Total Interest ₹1,44,95,336
Total Payment ₹3,04,05,336
Principal Amount
Total Interest

Our Journey Timeline

Click on any year marker to see details

2021 2022 2023 2024 2025 2026+
2021

Foundation Phase

Corporate DSA Operations
₹2 Cr
Business
1
Branches

Mudra Junction began operations as a Corporate DSA for leading Fintech firms and NBFCs.

Key Achievements
  • Company Registration
  • Corporate DSA Model
  • UP Operations Started

Comprehensive Financial Solutions

Tailored loan products designed to meet your specific financial needs

Home Loans

Competitive interest rates and convenient EMIs to help you own your dream home. Special schemes for first-time buyers.

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Business Loans

Financing solutions for startups, working capital, and business expansion. Quick approvals for MSMEs.

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Loan Against Property

Unlock the value of your property without selling it. Flexible terms for both residential and commercial properties.

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Balance Transfer

Transfer your existing loans to us for better interest rates and improved repayment terms. Reduce your EMI burden.

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Affordable Housing

Special schemes for affordable housing projects. Government-approved rates with additional benefits for first-time buyers.

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Our Milestones

Trusted by customers across Uttar Pradesh

600+
Happy Customers
₹55.57 Cr
Total AUM
11
Branches
1
State Presence

Disbursement Report

₹120 Cr
Total Amount Disbursed
1000+
Total Disbursements

Successfully serving MSMEs, entrepreneurs, and individuals across Uttar Pradesh with transparent financial solutions.

Women Empowerment

75 Districts
Women Entrepreneurs Reached Across UP

Special focus on empowering women entrepreneurs with accessible financial solutions and dedicated support programs.

Our Trusted Partners

Collaborating with industry leaders to deliver best financial solutions

Our Lending Partners

Strategic collaborations for comprehensive financial solutions

DMI Housing Finance
Housing Finance Partner
Samunnati
Agri-Finance Partner
Pink City
Business Finance Partner
Arthmate
Lending Platform Partner

Our Banking Partners

Banking collaborations for seamless financial transactions

ICICI Bank
Banking Partner
IDFC First Bank
Banking Partner
YES Bank
Banking Partner

Our Bureau Partners

Credit bureau collaborations for reliable credit assessments

TransUnion CIBIL
Credit Bureau
CRIF High Mark
Credit Bureau
Equifax
Credit Bureau
Experian
Credit Bureau

Meet Our Management Team

Experienced professionals driving our mission of financial inclusion

Mr. Vijay Kumar Mishra

Mr. Vijay Kumar Mishra

Managing Director & CEO

16+ Years Experience

Visionary leader with expertise in Finance, Marketing, and Micro Financing.

Mr. Dharmendra Kumar Singh

Mr. Dharmendra Kumar Singh

Director & Head of Audit

5+ Years Experience

Expert in MFI management, policy development, and strategic leadership.

Mr. Sanjeev Kumar Dubey

Mr. Sanjeev Kumar Dubey

Chief Financial Officer

18+ Years Experience

Expert in government banking, credit appraisal, and business expansion.

What Our Clients Say

Trusted by 600+ happy customers across Uttar Pradesh

"Mudra Junction helped me get my business loan approved within 48 hours. Their process was transparent and their team was very supportive throughout. Highly recommended!"

Rahul Sharma

Small Business Owner, Lucknow

"As a woman entrepreneur, I was looking for a financial partner who understands my needs. Mudra Junction provided the perfect solution with flexible terms and great support."

Priya Singh

Fashion Boutique Owner, Varanasi

"The balance transfer service saved me thousands in interest. Their rates are competitive and the process was hassle-free. Great service for existing loan customers."

Amit Kumar

Professional, Kanpur