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Comprehensive Financial Solutions

Tailored loan products designed to meet your specific financial needs with competitive rates and flexible terms

Affordable Housing

Special schemes for affordable housing projects. Government-approved rates with additional benefits for first-time buyers.

Special Features

  • Interest rates as per government guidelines
  • Subsidy benefits under PMAY
  • Higher loan-to-value ratio
  • Longer repayment tenure
  • Processing fee waiver
  • Insurance coverage included
  • Special women borrower rates
  • Quick sanction process
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Frequently Asked Questions

Find answers to common questions about our loan products

What documents are required for a home loan application?

For home loans, you need: Identity proof (Aadhaar, PAN, Passport), address proof, income proof (salary slips, bank statements), property documents (sale deed, NOC), and passport-size photographs.

How long does it take to process a business loan?

Business loans are typically processed within 48-72 hours for applications up to ₹50 Lakhs. For larger amounts, it may take 5-7 working days depending on document verification and collateral assessment.

Can I prepay my loan without any charges?

Yes, most of our loans allow prepayment without any charges after 1 year of the loan tenure. For prepayment within the first year, nominal charges may apply as per RBI guidelines.

What is the minimum CIBIL score required for loan approval?

We consider applications with a CIBIL score of 650 and above. However, for secured loans like home loans and LAP, we may consider lower scores with adequate collateral and income proof.

Do you offer loans to self-employed individuals?

Yes, we have special loan products for self-employed professionals and business owners. The documentation requirements include business registration proof, IT returns for the last 2-3 years, and business bank statements.

Ready to Achieve Your Financial Goals?

Get personalized loan solutions with competitive rates and flexible terms.